As part of my commitment to helping others I made the decision to donate 5% of my income to people who need it more than myself. 5% of anything you spend on products, consultations with me, workshops and retreats gets put aside and at the end of each month is lent to the fabulous not-for-profit organisation Kiva. At the end of each month I sit down and hand pick who i want to loan this money to. I read the persons story and decide who needs it the most and who I would like to support. Kiva is on organisation that loans money to people to start or grow a business, go to school, access clean energy, buy a goat or a cow or pigs, or.... realize their potential. For some, it’s a matter of survival, for others it’s the fuel for a life-long ambition.. Your money isn't a donation, its a loan. The reason I chose to take this approach is rather than a one off donation to someone in need, when money is loaned, the person is held accountable to grow and repay this money. A Kiva loan not only enables someone to grow a business and create opportunity for themselves, it creates opportunities for others as well. That ripple effect can shape the future for a family or an entire community. Kiva do not charge interest on their loans and 100% of the money loaned goes to the actual person - Kiva does not charge a fee, take a portion of the loaned amount or anything. When the money is repaid, it goes into an account that is then used to re-loan out to the next person. So effectively the amount available for loaning out grows and grows as time goes on making it easy to touch more lives with the same dollar





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